# Understanding credits

Identify whether an agent uses managed access or BYOK, inspect the managed run’s credit usage, compare task complexity and tier, and use the usage window to plan remaining work.

![Understanding credits in Foxora v5.0.3](/docs/images/v5.0.3/settings/account-usage.webp)

## Where this lives

Open **Settings → Account** and select Overview, Billing, or Usage.

Foxora subscriptions include monthly managed-model credits: Free includes 200, Starter 2,000, Pro 5,000, and Max 20,000. BYOK remains optional and provider-billed usage is managed separately from Foxora credits.

> **Safety:** Credits are usage units, not money stored in the account. BYOK calls can incur separate provider charges; subscription cancellation does not revoke provider keys automatically.

## Steps

1. Open **Settings → Account** and select Overview, Billing, or Usage.
2. Identify whether an agent uses managed access or BYOK.
3. Inspect the managed run’s credit usage.
4. Compare task complexity and tier.
5. Use the usage window to plan remaining work.
6. **Confirm the result.** Refresh Usage and Billing after the change, confirm the plan and credit allowance, and compare a small test run with its usage record.

## Choose the right path

- Free — 200 Foxora credits.
- Starter — 2,000 Foxora credits.
- Pro — 5,000 Foxora credits.
- Max — 20,000 Foxora credits.


## Confirm it worked

- Refresh Usage and Billing after the change, confirm the plan and credit allowance, and compare a small test run with its usage record.
- The screen, command, file, run, or destination named in this guide reflects the expected state.